Dallas-Fort Worth Real Estate Investor Club

FALLING RATE CUT ODDS

  • 18 Nov 2025 9:08 AM
    Message # 13564140

    Fed Policy in the Fog

    With the shutdown now at a close, attention shifts the Federal Reserve for guidance on policy heading into the new year.  After a month and a half without official economic data, the Fed's language and tone will offer critical insight into the path forward. There will be one more FOMC meeting in December which will determine whether another rate cut is on the table. Expectations for further easing have lowered since Fed Chair Jerome Powell signaled to a more cautious stance, remarking  "what do you do if you’re driving in the fog? You slow down." Futures markets now assign less than a 50% probability to a December rate cut. Still, uncertainty looms large: the absence of market data leaves policymakers navigating blind, while mixed signals from Fed officials suggest internal debate over the appropriate pace of policy adjustment.

     

    Inflation Concerns: Price Stability Takes Priority

    Inflation seems to be presenting itself as the bigger issue over the other side of the Fed's dual mandate-- employment. Recent commentary from both Fed officials and market participants suggests that price stability is now the primary concern. Persistent inflationary pressures, particularly in core services and housing, have raised questions about whether the Fed can maintain its current stance without tightening further. The lack of fresh economic data only amplifies uncertainty, leaving policymakers to rely on anecdotal evidence and market signals. If the Fed takes a cautious approach as we near year-end, it will reaffirm their commitment to restoring price stability before easing policy.

     

    Bridging the Information Gap

    Now that the government has reopened, the backlog of delayed releases is starting to clear. The September jobs report, originally scheduled for early October, will be published this Thursday. This will give us the first glimpse into labor market health since the beginning of the shutdown. On Wednesday, the Fed will release minutes from its last meeting, which should provide insight into policymakers' thinking amid the data blackout. Other key releases this week include housing starts and building permits on Wednesday, existing home sales on Thursday, and the University of Michigan's final consumer sentiment reading on Friday. These reports are set to help fill the information gap and shape expectations for the Fed's December meeting.
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