You might pay from 2% to 18% for anything from 6 months to 30 years. I can't go into detail right now, but, if you'll give me a call, I'll be happy to give you my thoughts. Private money is a very big topic. In my opinion, the most important factor is the relationships you must build and maintain with your lenders. If you do it right, after building the aforementioned relationship, you'll ultimately offer them very profitable deals, you'll make sure they get paid "come hell or high water," you'll treat them like kings (and queens), and they'll love you for it.