For the record, I just want to emphasize that I've never heard of these guys. Having said that, I have heard of deals that are structured like this. Some other people I've heard of who have setup deals that sound like this have duped their clients out of a lot of money. The people who got duped have very sad tales to tell. Again, I don't know these specific people or their company, so I have no knowledge of them having done anything wrong, but for a variety of reasons, my personal preference would be to avoid any deals that are structured like this. I'm using the most mild-mannered language I can to describe the situation. Please come to the DFW REI Club meeting this Saturday. Bring this up with me, and I'll discuss it with you in more detail.